Money Management Principles

The following post is part of our Treasure Hunting series. Find out more about our Treasure Hunting series here.

In Sunday's sermon, we looked at four money management principles taken from a parable that Jesus tells in Matthew 25:14-30 (he tells another version of this parable in Luke 19:11-27). These four money management principles are a tiny portion of the hundreds of biblical wisdom principles for how we handle our finances. But they are also some of the most foundational principles to help us view our money in light eternity and in light of who God is.

Money Management Principle #1: It’s all God’s. (Matthew 25:14-15, Psalm 50:10-12, Haggai 2:8) Everything in all of creation is God’s. There’s nothing He doesn’t rightly look at say, “Mine!” In Psalm 50, He goes as far as to say that if He was hungry (for a delicious steak wrapped in bacon hypothetically), He wouldn’t ask us for food. He has plenty.  The fact that God owns everything means He doesn’t need our money. But it also means, we need to understand that He owns it or we will never learn how to handle it correctly.

Money Management Principle #2: I have a job to do. (Matthew 25:14-15, Proverbs 27:23-24, Proverbs 6:6-11) Because everything is God’s, whatever He has given us is a trust that we are called to manage faithfully. What God has given us includes every opportunity, every relationship, every talent, every bit of leadership ability...and it also includes every dollar. We are Jesus’ account managers charged with the task of bringing a return on his investment in our lives.

Money Management Principle #3: It’s not about how much I get; it’s about being faithful. (Matthew 25:15-18, 1 Corinthians 4:2) People get different amounts; different amounts of intellect, different amounts of opportunity, different amounts of ability, different amounts and quality of parenting. And people get different amounts of money. The question isn’t 'how much did you get?' The question isn’t 'why didn’t you get more or why did so-and-so get so much?' The question is 'were you faithful with what you were given?'

Stop believing that if you got more, then you would start working hard, planning well and giving sacrificially and faithfully. Money is a heart issue, not a salary issue. If you won’t give now, if you won’t be faithful now with a little, then getting more money will not magically change your heart to want to work hard, be faithful or give more.

Money Management Principle #4: My money reveals my heart. (Matthew 25:19-30, Matthew 6:21, Luke 12:34) Every financial decision I make is a spiritual decision. Every financial decision I make reveals my heart. Every financial decision reveals what I value on planet earth. If I don’t value God’s kingdom, then my money will not flow towards God’s kingdom. Money is an objective truth teller that reveals what my heart truly treasures.

So what is your money saying about your heart? Are you listening to what your wallet is preaching about you?  How loudly is your money proclaiming to the world that Jesus is what you treasure most?

This post was contributed by pastor Jon Ludovina. Jon serves by overseeing our teaching and preaching. Follow Jon on Twitter at @j_luda. Find out more about our leadership on our leadership page.